Competitive SME Loan Rates Available | Commercial Loan Programs now available | Housing Loan Programs now available | Special Agri Loan Program now available | New Mobile Banking App — iOS & Android | Deposits Insured by PDIC up to ₱500,000 | BSP Supervised & Regulated | 26+ Years of Trusted Banking Service |

Financial Solutions for Every Stage of Growth.

Whether you are starting a small business, expanding an enterprise, investing in agriculture, or pursuing new opportunities, Philippine SME Bank aims to provide financing solutions suited to diverse financial needs.

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Financing Solutions Designed for Real Progress

Explore our dedicated loan products crafted to empower enterprises, countryside farmers, industries, and individuals across the Philippines.

Agriculture

Agricultural Loans

Helping Agriculture Grow.

Financing solutions intended to support agricultural activities, farm operations, production needs, and agribusiness development.

Industrial Development

Industrial Loans

Supporting Industries That Build Our Economy.

Financing intended to help qualified enterprises support industrial operations, acquire productive resources, and pursue business development opportunities.

Housing & Shelter

Housing Loans

Supporting the Dream of a Better Home.

Financing solutions intended to assist qualified borrowers with eligible housing-related needs, subject to the Bank's lending policies.

Commercial Enterprise

Commercial Loans

Helping Businesses Move Forward.

Financial support for qualified commercial enterprises seeking to strengthen operations, pursue opportunities, or expand business activities.

Grassroots Livelihood

Microfinance Loans

Small Opportunities. Meaningful Impact.

Financing designed to support eligible microentrepreneurs and small-scale livelihood or business activities, encouraging financial participation and local economic growth.

Business Continuity

Working Capital Loans

Keeping Business Moving.

Financing intended to help qualified businesses manage operational requirements, inventory, supplies, and other eligible short-term business needs.

Inquire About Our Loan Products

Whether you need agricultural assistance, working capital, industrial financing, or MSME expansion credit, our experienced loan specialists are ready to help you navigate the right financing solution.

Your Ambition. Our Commitment. A Stronger Tomorrow.
Direct Lending Hotline
+63 32 318 0357
Loan Inquiries Email
Head Office
M. L. Quezon Ave, Mandaue, 6014 Cebu, Philippines

Loan Product Inquiry

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Beta This is a beta version. Improvements are still on going.
Supervised & Regulated by
Bangko Sentral ng Pilipinas (BSP)
PDIC — Deposits Insured up to ₱500,000
SEC Registered
AML/CTF Compliant