Competitive SME Loan Rates Available | Commercial Loan Programs now available | Housing Loan Programs now available | Special Agri Loan Program now available | New Mobile Banking App — iOS & Android | Deposits Insured by PDIC up to ₱500,000 | BSP Supervised & Regulated | 26+ Years of Trusted Banking Service |

About Philippine SME Bank

Rooted in Communities. Driven by Progress.

Rooted in Communities. Driven by Progress.

Empowering countryside development, MSME prosperity, and enabling the collaborative future of banking.

Corporate Overview

ABOUT PHILIPPINE SME BANK

Rooted in Communities. Driven by Progress.

Philippine SME Bank is a financial institution committed to supporting economic development by providing financial products and services responsive to the needs of individuals, entrepreneurs, and businesses, particularly in the countryside.

We recognize the vital role of micro, small, and medium enterprises (MSMEs) in creating employment, strengthening local economies, and building resilient communities.

From agriculture and commerce to industry, housing, and business expansion, we aspire to help our customers access financial opportunities that support their goals.

As banking continues to evolve, Philippine SME Bank seeks to combine its community-focused foundation with modern financial technology to make banking more accessible, efficient, and connected.

Our Core Conviction

“We believe that when local enterprises grow, communities prosper—and when communities prosper, the nation moves forward.”

Strategic Direction

OUR VISION

To Be a Leading Financial Institution for Countryside Development and an Enabler of the Future of Banking.

To become a leading financial institution empowering countryside communities and micro, small, and medium enterprises through accessible, innovative, and sustainable financial solutions.

We envision Philippine SME Bank evolving beyond traditional banking into a collaborative digital financial platform—one that creates opportunities for other financial institutions to participate, connect, and collectively expand financial access across the Philippines.

“A future where financial institutions grow together, businesses thrive, and no community is left behind.”

Core Mission

OUR MISSION

Bringing Financial Opportunities Closer to Every Community.

Our mission is to deliver accessible, responsible, and customer-centered financial products and services that support entrepreneurship, agricultural productivity, industrial development, housing, commerce, and the growth of micro, small, and medium enterprises.

We strive to strengthen countryside economies by supporting businesses, embracing financial innovation, and building meaningful relationships founded on trust, integrity, and service.

Through continuous improvement and responsible digital transformation, we aim to make financial services more efficient, inclusive, and responsive to the evolving needs of the communities we serve.

Our Core Values

Principles anchoring our service across every Filipino community
Integrity & Transparency
Upholding honesty and regulatory excellence in every transaction.
Client-Centeredness
Putting individual, MSME, and countryside needs at the heart of our decisions.
Excellence in Service
Delivering swift, responsive, and dependable banking solutions.
Financial Inclusion
Ensuring no entrepreneur, farmer, or community is left behind.
Digital Innovation
Modernizing financial technology for borderless convenience.
Countryside Stewardship
Fostering regional prosperity to drive national economic progress.

Board of Directors & Management

Experienced leaders committed to sound governance, strategic growth, and community service.

Board Leadership

Jacinto R. Jamero

Chairman of the Board
Philippine SME Bank, Inc.
Executive Leadership

Joseph Jay R. Jamero

President
Philippine SME Bank, Inc.
Corporate Governance

Agnes R. Jamero

Corporate Secretary
Philippine SME Bank, Inc.
Beta This is a beta version. Improvements are still on going.
Supervised & Regulated by
Bangko Sentral ng Pilipinas (BSP)
PDIC — Deposits Insured up to ₱500,000
SEC Registered
AML/CTF Compliant